Free Bookkeeping Software with Mettle, NatWest, RBS or Ulster Bank: Here’s How to Get It...

Keeping on top of your business finances doesn’t have to mean spending a fortune on software.

If you bank with Mettle, NatWest, Royal Bank of Scotland (RBS) or Ulster Bank, you may be eligible for FreeAgent – a popular accounting and bookkeeping software – completely free.

What is FreeAgent?

FreeAgent is a cloud-based accounting software designed for freelancers, small business owners and limited companies. It can help you:

• Track income and expenses

• Create and send invoices

• Run payroll (for up to 10 employees)

• Reconcile your bank transactions

• Submit VAT returns (MTD-compliant)

• Generate profit and loss reports

• Prepare for Self Assessment

It’s ideal for business owners who want to stay in control of their finances.

Who Qualifies for FreeAgent for Free?

You can get FreeAgent for free if you:

✅ Have a business account with one of the following banks:

• Mettle

• NatWest

• Royal Bank of Scotland

• Ulster Bank

✅ Have a compatible business type (sole trader, partnership, or limited company) ✅ Link your bank account to FreeAgent and continue to use it as your main business account

As long as you keep meeting these criteria, you’ll continue to enjoy the full version of FreeAgent at no extra cost.

How Much Could You Save?

FreeAgent normally costs around £150+ per year depending on your business type. That’s a significant saving for a powerful tool – especially if you’re just getting started or running a lean operation.

How to Get Started

1. Open a business account with an eligible bank if you don’t already have one.

   • Open a Mettle account

   • Open a NatWest account

   • Open a Royal Bank of Scotland account

   • Open an Ulster Bank account

2. Sign up for FreeAgent through your bank or via the FreeAgent Free Plan page

3. Connect your business bank account to FreeAgent

4. Start managing your books with confidence

Is It Right for You?

If you’re not using accounting software yet – or if you’re paying for a tool that doesn’t quite fit – this could be a great opportunity to switch. Just make sure the bank account you use is your main trading account, as that’s part of the eligibility check.

Not sure if FreeAgent is right for you? Let’s talk it through. I can help you weigh up your options and get started if you decide to go ahead. If you want to read more about my thoughts on Freeagent - check out my app stack info here [link]

As a bookkeeper, I’ve seen first-hand how FreeAgent can give small business owners more visibility and confidence around their finances. And when it’s free – even better.